EliteCashNow.com is an advertising agency only, not a financial institution or a lender. EliteCashNow.com will place you with one of several loan providers depending on the information you submit on this website. Not all lenders can provide up to $1000. Cash transfer time may vary between lenders. Please be sure to review the terms and conditions of each service prior to doing business with them as cash advance charges vary by lender. To be considered for a loan, a customer must: Reside in the United States, Be employed, Make $1000+ per month, Have a bank account EXCEPT for those bank accounts in: Arkansas, Connecticut, Georgia, Maine, Maryland, Massachusetts, New Jersey, New York, North Carolina, Ohio, Pennsylvania, Vermont, Virginia, or West Virginia. WE DO NOT SERVICE these US states at all (Arkansas, Connecticut, Georgia, Maine, Maryland, Massachusetts, New Jersey, New York, North Carolina, Ohio, Pennsylvania, Vermont, Virginia, or West Virginia). This service does not constitute an offer or solicitation for short term loans in every state and may or may not be available in your particular state. The states in which this service is available may change from time to time without notice.

What is the APR for a loan that I may get from an Elite Cash Now lender? APR or (Annual Percentage Rate) represents the interest rate and fees of a loan for an entire year. The loans typically offered by our network of lenders is intended to be used for a short loan term purpose that is repaid in a matter of weeks. APR is a commonly used as a way of expressing the fees of other loan types, such as mortgage loans, auto loans, and other types of personal loans. Since EliteCashNow.com is an advertising agency and not a lender, we are not able to precisely quote the exact APR that your lender may offer. The usual representative APR range is somewhere between 268% and 1457% for a 14 day loan. IMPORTANT, you should pay your loan back on time to avoid fees and penalties. Make sure that you review the terms and conditions of the loan that is offered to you from our network and also others. The actual APR may vary if connected with other lenders outside our network. EliteCashNow.com is not a lender, it's an advertising agency that helps connect you with many participating lenders, APRs differ from lender to lender so review all terms and conditions available. Credit checks, consumer credit reports and other personal data may be obtained by some lenders from Experian, Equifax, Trans Union or through alternative providers. your funds deposited into your account as soon as the next business day, if approved by the lender.

You should calculate loan repayment before considering borrowing any money from any organization. In accordance with law, your loan must be paid in full on the due date. Early payoff requests must be received at least 2 business days prior to your due date with most lenders. Please calculate your income versus expenses even before you take any loan so you can verify your ability to repay the loan. Please do not take any loans if you cannot feasibly pay the loan off within its due date terms. If you do not pay off your loan on term you will be subject to late fees and collection calls.
To be eligible to apply for a pay day or short term loan please make sure you meet the following requirements: 1. Have an active email address 2. Have an active checking account 3. Have a driver's license 4. Have been employed for at least one month 5. Must be a US citizen or permanent resident 6. Must be at least 18 years old.
Faxing may be required to and credit checks may be conducted complete you loan application. The loan agreement will be governed by the applicable laws of your state. Questions or complaints should be directed to your state's regulatory agency. By submitting your contact information to us, you are expressly consenting to be contacted by us by telephone, email or postal mail even if you have opted into the national Do Not Call List administered by the Federal Trade Commission, any state equivalent Do Not Call List or the Do Not Call List of any specific institution.
Lenders may contact you for application and loan servicing, including without limitation, for matters related to your loan or application; remind you of upcoming payments; collections and other loan-related issues. By submitting your contact information or by registering for an account, or applying for a Service or beginning an application for a Service, you are consenting to be contacted by us by written notices, email messages, text messages, or telephone, at any email address or mailing address we have for you in our records or from other public and nonpublic databases we may lawfully access, and, in connection with any such telephone calls, you consent to the use prerecorded/artificial voice messages and/or automatic dialing devices, at any telephone number associated with your account, including mobile telephone numbers that could result in charges to you for matters related to your loan or application, such as reminding you of upcoming payments, collections, and other loan-related issues. Where allowed by law, we also may contact other individuals who may be able to provide updated employment, location and contact information for you. Upon submission of your loan application, you hereby further consent that we may utilize third party service and other providers for the purposes of contacting you on our behalf in accordance with the Terms. You do not have to opt in to this service or agree to opt in as a condition of receiving services from us.